While changes to Michigan’s auto insurance policies have reduced the amount people are spending on auto insurance, those who benefited from those policies have found it more difficult to carry on.
Representatives of the Grand Rapids-based AdvisaCare Home Health & Hospice have gone to the boards of commissioners of several counties explaining the need for further reforms.
AdvisaCare offers services such as private duty home care, skilled/certified home care services, rehabilitation services, and working with those who suffered catastrophic injuries. It currently has 250 clients it works with, including a handful in Huron County.
Kristy Groce, the executive director for AdvisaCare, said that as a result of changes implemented last year, their patients have had to be admitted into nursing homes instead of with caregivers and Michiganders have died due to the lack of care.
“The company stands that auto reform was needed,” Groce said. “Home care was an unintended consequence.”
Michigan changed its no fault auto insurance in May 2019, where drivers no longer had to purchase unlimited personal injury protection to lower auto insurance premiums. Drivers can choose their level of coverage based on needs and budget and can now rely on their own health insurance to cover medical bills.
Personal injury protection covers all reasonable and necessary medical expenses for a person’s lifetime up to the maximum coverage amount selected in a policy, or unlimited if they choose. The...
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