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Saturday, October 24, 2026

Affordable Care Act 2022: What do you need to know before buying health insurance? - MARCA.com

Consumers shopping for health insurance plans under the Affordable Care Act could find cheaper premiums for next year, thanks to pandemic relief efforts.

The open enrollment period for consumers shopping for health insurance plans under the Affordable Care Act continues through January 15, two weeks longer than previous years.

However, if you want coverage to begin on January 1, you must enroll by December 15, according to Steph Pugh, a certified application counselor with Lifecare in Canton, a federally qualified health center.

Enrollments between December 15 and January 15 would start coverage on February 1, she said.

The plans were created through the Affordable Care Act, also known as the ACA or Obamacare.

This is the ninth annual open enrollment for the ACA plans, which are available for those without health insurance through a job, Medicare, Medicaid or other source.

This year, 12 million consumers signed up or were automatically re-enrolled in these plans. Enrollment for this year was up 5% from the previous year's 11.4 million enrollees nationwide.

Additionally, another 2.8 million Americans signed up for health insurance under the Affordable Care Act during a six-month special enrollment period earlier this year that President Joe Biden enacted to help people find coverage during the coronavirus pandemic.

Typically, consumers are only able to shop for a new plan outside of the yearly open enrollment period for 60 days after a "life event," such a marriage,...



Read Full Story: https://www.marca.com/en/lifestyle/us-news/2021/11/29/61a544b0268e3e6f0c8b45b...