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Alex Nelson and Dawn Ivey, sitting behind the wheel of their cars in traffic on Reynolda Road, both spotted a large white truck in their rearview mirrors.

Nelson, who was directly behind Ivey as she waited to turn onto Montford Road, saw it first. “I remember thinking, ‘He’s not stopping,’” Nelson said.

A 2017 Ford box truck, registered to Forsyth County, was barreling down on him on the two-lane road with a posted 55-mph speed limit.

Before he knew it, the truck had smashed into his 2013 Nissan and propelled it into the back of Ivey’s Jeep, pushing it into the path of oncoming traffic.

“In my rearview mirror it looked like the white truck had climbed on top of the car behind me,” Ivey said. Two grandchildren, a boy and a girl, sat in the Jeep along with Ivey’s daughter and another woman.

“The last thing I remember (before impact) is seeing this big truck headed straight for the passenger side of the car where my daughter and grandson were. I thought ‘Who’s going to be alive when this is over?’ It was the most horrifying thing ever in my life.”

In a matter of seconds, at least seven people were injured to some extent and three vehicles — four if the white county box truck is included — were destroyed.

“We’re so lucky to be alive,” Ivey said. “That’s the only thing that keeps me from completely losing it sometimes.”

That’s due to “sovereign immunity” — a legal concept shielding local governments from liability — which is making it difficult for Ivey and...

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