Business closed amid pandemic after workers complained about symptoms consistent with COVID-19
In March 2020, the Santa Ynez Band of Chumash Mission Indians of the Santa Ynez Reservation California learned that employees of its casino and resort were complaining about COVID-19-like symptoms. Its business committee promptly ordered the closure of its establishment.
The case of Santa Ynez Band of Chumash Mission Indians of the Santa Ynez Reservation California v. Lexington Insurance Company involved the Chumash Casino and Resort, a large business enterprise consisting of a hotel, a gaming floor, video gaming machines, table games, a poker room, a bingo room, restaurants, a café, a food court, and a showroom. It employed more than 1,700 employees.
In March 2020, the casino and resort closed after the general manager concluded that the COVID-19 virus was present on and was interacting with the establishment’s surfaces. It remained closed until June 10, 2020.
Before the reopening, Chumash made repairs and upgrades to its establishment, including installing temperature check machines, plexiglass barriers at gaming machines and tables, and barriers between tables in the break areas of employees.
Chumash had an insurance policy with Lexington Insurance Company. The policy’s coverage provisions required proof of physical damage to property.
Read more: California hotel owner seeks insurance proceeds for physical loss caused by COVID-19
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