TALLAHASSEE, Fla. – An Orlando couple is still trying to get their home back after it was destroyed by a tornado two and a half years ago.

The couple is suing their insurer for breach of contract, and they say Florida’s insurance crisis is about to get worse for homeowners because of legislation that was just passed in December.

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Lauren Senninger and Ben Jones say they are the poster children for what can go wrong after a storm.

They traveled to Tallahassee to tell their story to lawmakers during the special session last month, making a passionate plea that they say fell on deaf ears.

“This is the worst-case scenario. It truly is, we have been out of our home since June of 2020, " Senninger said.

That’s when Tropical Storm Cristobol caused a tornado that hit Orlando and hit Senninger’s home.

“We ran into this closet and as my husband shut the door, he watched the roof fly off from a bedroom,” Senninger said.

Pictures show the roof gone from over a bedroom and the ceiling collapsing in another room and the living room, but Senninger says the biggest collapse was the relationship with her insurance company.

“We were given a fraction. A small fraction of what we needed to rebuild,” Senninger said.

“So they [the insurance company] estimated our...

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