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Wednesday, October 7, 2026

International Comparative Legal Guide - Fintech 2022| G+T - Gilbert + Tobin

The fintech landscape in Australia is rapidly evolving, with regulations needing to be continuously updated in order to keep pace. The International Comparative Legal Guide 2022 provides legal practitioners with an analysis of the most current Australian laws and regulations regarding fintech.

In this Australian Chapter of the ICLG, we cover:

The Fintech Landscape

Please describe the types of fintech businesses that are active in your jurisdiction and the state of the development of the market, including in response to the COVID-19 pandemic and ESG (Environmental, Social and Governance) objectives. Are there any notable fintech innovation trends of the past year within particular sub-sectors (e.g. payments, asset management, peer- to-peer lending or investment, insurance and blockchain applications)?

While the COVID-19 pandemic was the defining feature of the Australian landscape over the year 2020–21, in 2022, the Australian economy and public have recovered reasonably well from the pandemic and there has been a focus on fintech and the rapid digital evolution of the financial sector in Australia. Many fintech businesses saw the pandemic as an opportunity to develop and refine product and service offerings to better meet shifting consumer preferences and reflect innovations and opportunities created by technology. For example, businesses that were able to capitalise on integrating digital payment infrastructure and services and provide online services generally saw...



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