Jang, in his 40s, who also runs a beauty salon and works as an insurance planner, registered himself as a caregiver for insured A, an insurance customer, in April. Afterwards, Jang filed a document with the insurance company and claimed insurance money, saying he cared for A. However, an investigation by the insurance company revealed that sales occurred at a hair salon run by Jang during the nursing period, and it was also discovered that Jang and his wife traveled together during this period.
Five years after the introduction of special contracts per day of hospitalization for caregivers, fraudulent insurance claims were becoming more diverse day by day. There were many cases in which insurance planners were involved, and in some cases, even nursing companies joined to make systematic false claims.
Caregiver Special Insurance Payment Surges
According to the Korea Non-life Insurance Association on the 31st, the average amount of insurance money received by five insurance companies (Meritz, Samsung Fire & Marine Insurance, Hyundai Marine & Marine Insurance, KB, and DB Insurance) per day special contract for caregivers increased from 1.2 million won in 2021 to 2.052 million won last year.
This means that as the nursing insurance market expands rapidly, not only the amount of insurance payments but also the amount of insurance that one subscriber receives is increasing rapidly.
Compared to the premiums collected by insurance companies, the rate of increase in...
Jang, in his 40s, who also runs a beauty salon and works as an insurance planner, registered himself as a caregiver for insured A, an insurance customer, in April. Afterwards, Jang filed a documen...