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Monday, March 31, 2025

NHA detects fraudulent claims worth ₹582.11 crore in PM-JAY - Mint

New Delhi: The National Health Authority’s (NHA) has identified fraudulent claims worth 582.11 crore under Ayushman Bharat PM-JAY since the scheme's launch in 2021.

Ayushman Bharat PM-JAY is the world's biggest health assurance scheme for the poor, providing free health cover of up to 5 lakh per family per year.

NHA’s National Anti-Fraud Unit (NAFU) has deployed 62 trigger-based techniques such as application of Artificial Intelligence (AI)/Machine Learning (ML), facial comparison NLP (Natural Language Processing), etc to detect potential fraud and safeguard financial transactions from unethical practices.

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“These triggers have enabled NAFU to identify confirmed fraudulent claims worth 582.11 crore under Ayushman Bharat PM-JAY. The system demonstrates an average trigger efficacy of approximately 45%, indicating a robust fraud detection mechanism,” the health ministry annual report 2024-25 said.

Using Optical Character Recognition (OCR) and NLP technologies, the system has flagged 28,000 claims as suspicious under Ayushman Bharat PM-JAY. Of these, 14,000 claims have been confirmed as fraudulent, with a total fraud value of 31 crore.

Facial comparison technology has identified 2,790 claims as suspicious. Of these, 119 claims amounting to 18 lakh have been confirmed as fraudulent.

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Machine learning (ML) and...



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