Life Insurance Co. of North America properly denied $500,000 in accidental death benefits to the husband of a registered nurse who died after injecting herself with a cocktail of unprescribed narcotics, the Eighth Circuit ruled Tuesday.
LINA reasonably interpreted a policy exclusion for the “voluntary ingestion” of unprescribed drugs to encompass the nurse’s death by self-injection, the US Court of Appeals for the Eighth Circuit held in a panel opinion by Judge
The court’s decision turned on the meaning of the word “ingestion.” The nurse’s widower, Jay Richmond, argued that ingestion meant only oral intake and ...
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