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Tuesday, September 29, 2026

Workers Compensation Laws By State (2022 Guide) – Forbes Advisor - Forbes

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Although workers compensation exists throughout the country, there are different workers compensation laws in each state. Basically, workers compensation laws require most employers to pay a type of insurance that then covers the expenses of employees injured at work.

In nearly every state, however, there are some exceptions to what type of employee is covered by workers’ compensation requirements.

Common Exceptions to Workers’ Compensation Laws

One of the groups that workers’ compensation laws most commonly do not cover across all states is what’s called casual employees. A casual employee is a worker who does not have set hours or a specific amount of hours.

Another common exception applies to those who work for family — especially if the employee is related to the owner of a farm and works less than 40 hours per week, but the laws in each state vary greatly about this.

Some states have quite a few exceptions, but there are others with no exceptions at all. In Ohio, for example, workers compensation laws apply to any employee, even those who are hired or who work illegally.

Workers’ Compensation Laws by State

In the table below, we’ve gathered links to all the departments in charge of workers’ compensation laws and administration across the country. In addition to providing the law and the departments overseeing, we’...



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