In today’s news and commentary, employers increasingly shift health care costs onto workers and New York City proposes placing restrictions on fully automated customer service.
A new survey by KFF, a nonpartisan health policy organization, revealed that employee health care costs are growing. Most Americans, about 157 million, receive health insurance through their employer. As costs for coverage have risen, employers have placed a significant portion of the additional expenses onto their workers. Because companies have raised their plans’ deductibles to offset higher premiums, many workers are now paying thousands of dollars in medical costs when they become ill. The average annual cost for an employee to cover their family is $7,471—a 9 percent increase from 2025. Employees of small businesses (those with less than 200 workers) are hardest hit, having to pay on average $9,687 per year for health coverage. Over a third of employees at small businesses have annual deductibles of $3,000 or higher. Additionally, companies have implemented cumbersome approval processes for receiving treatments or expensive drugs and limited employees’ options of hospitals or doctors, all in an effort to reduce costs. Some have argued that the American health care system dominated by a model of employer-provided health insurance is “flailing,” as medical costs become increasingly prohibitive for many.
On Tuesday, the New York City Department of Consumer and Worker Protection (DCWP), pursuant...
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