Germany’s Hanover Social Court (Sozialgericht Hannover) ruled on April 16, 2026 (Ref. No. S 22 U 120/25, not yet final) that a torn cruciate ligament sustained during an employer‑organized soccer tournament was not a work‑related accident because the tournament did not qualify as a company‑sponsored group event under statutory accident insurance.
Quick Hits
- An injury sustained during a soccer tournament organized by the employer is not a work-related accident.
- Coverage under statutory accident insurance may apply, in particular, if the event constitutes a company-sponsored social gathering.
- Events aimed exclusively at a specific group of people do not meet this requirement.
- Supporting activities, catering, or spectator attendance do not alter this classification.
The Case—Final Match With a Torn Cruciate Ligament
The employee’s (plaintiff’s) employer—a company with approximately 3,900 employees—organized a soccer tournament featuring preliminary rounds, a final, and an evening event. A maximum of approximately 1,500 people could participate in the preliminary rounds. On the day of the final, about 315 employees actively participated. The employee injured her left knee during the final match. Among other things, she was diagnosed with a torn cruciate ligament. The responsible workers’ compensation association refused to recognize the injury as a work-related accident. The employee’s lawsuit before the Hanover Social Court was unsuccessful.
The Decision—No Insurance...
Read Full Story:
https://news.google.com/rss/articles/CBMitAFBVV95cUxPc3JzVDZCeXRnOUtnaUFZdVpr...