CLAYTON – North Carolina Insurance Commissioner Mike Causey has announced the arrest of Charnay Hayden Padilla, 26, of Averasboro Drive, Clayton. Padilla was charged with four counts of insurance fraud, three counts of obtaining property by false pretense and one count of attempting to obtain property by false pretense.
Special agents accuse Padilla of obtaining $2,876.29 in event cancellation insurance claims by falsely telling Jefferson Insurance that she was unable attend Flo, Sesame Street Live and Chris Brown events because she was required to work. She is also accused of attempting to obtain an additional $1,065.31 in event cancelation claims by falsely telling the insurance company she was required to work during another Chris Brown concert.
The offenses occurred between Dec. 14, 2024, and July 1, 2025.
Padilla was arrested on Nov. 9 and given a $40,000 secured bond.
Commissioner Causey encourages North Carolinians to help keep insurance premiums low by reporting suspicious fraud.
“Insurance fraud is not a victimless crime,” Commissioner Causey said. “It hits all of us in the pocket through higher premiums.
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